Composed by Lin Xiaoli, Liu Xin, full-media reporter with Guangzhou Daily (extracted)

The other day a notice was issued by headquarter of Agricultural Bank of China, stating that face detection system is to be applied across the country. Actually, CMB initiatively introduced payment by face detection last year, followed by a number of banks.

Withdrawal by face detection: relieve yourself of taking bank card with you

Payment by face detection: requiring only mobile number

The reporter experienced a transaction of payment by face detection at ATM in CMB. First click on Payment by Face Detection in the home page on ATM screen, and the system will take a capture of the customer and compare it with the credit photo stored in the bank; upon authentication the customer has to enter his/her mobile number for further identification, and then enter the desired amount and password and take the cash, without inserting any physical card.

However, the reporter found that the payment by face detection is limited to a certain amount of withdrawal in some banks. For example the daily top limit of withdrawal is 3,000 Yuan.